All memberships include a free 7 day trial. Members may cancel any time throughout the 7 day trial without being charged, but their access will be terminated upon cancellation. After completion of the trial period, your payment method will be charged for the rate selected at time of sign up ($12.95 for the month or $99 for the annual). The monthly subscription may be canceled at any time in which you will have 30 days from date of last payment to continue using your YTL account. After that time, you will no longer be able to access your account or your previous work. Monthly members may also pause their account when desired. Previous months payments are not eligible for refund. Members paying annually have 30 days from the day their payment was made to cancel for a partial refund. YTL will charge these members $12.95 for their month of usage. Once the refund is issued members will no longer be able to access their account. YTL billing systems will send an automated notice of the pending subscription renewal three days before the date of payment. If you wish to read more about our cancellation and pause policies please click here.